Terms and Conditions for  Purchasing the Budget Calculator

Please read these terms and conditions carefully before purchasing, accessing, or using the materials. By purchasing and accessing the
calculator, you agree to abide by the following terms:

1. Payment Terms

One-Off Payment: By purchasing this calculator, you agree to make a one-time payment in full. Access to the material will only be granted upon receipt of full payment. No payment plans or instalments are accepted.

2. Refund and Cancellation Policy

No Refunds: Once you have accessed the materials, all sales are final. No refunds, cancellations, or transfers will be permitted.

Access Defined: Access is defined as any instance where you can log into the course platform and view or download materials, irrespective of completion.

3. Intellectual Property and Content Protection

Materials: All materials provided, including but not limited to text, videos, workbooks, templates, and other digital products, are the intellectual property of W and S Laurie, trading as WL Costa Properties and are protected by copyright laws.

Usage: You may not reproduce, share, distribute, or modify any part of the content without express written permission from W and S Laurie, trading as WL Costa Properties.

Violation: Any unauthorized use of the course content will result in immediate termination of access, and potential legal action may be taken.

5. What’s Included:

You will have access to the calculator upon purchase, the calculator has been designed to be used as a tool to help you decide on your budget for purchasing - it is solely your responsibility to input the correct data into the tool and decide on affordability thereafter - it is in no way intended to advise.
 
6. Limitation of Liability

Disclaimer: W and S Laurie, trading as WL Costa Properties will not be held responsible for any loss, damage, or injury resulting from the use or misuse of the information provided in the course.

By purchasing and accessing the calculator, you acknowledge that you have read and understood these terms and conditions and agree to abide by them.